A SaaS company with 30% MoM growth needed $3M but refused to dilute equity. Traditional debt financing was impossible without physical assets.

Our Creative Solution: ARR-Based Lending Structure
We created a revenue-based financing model where repayments were tied to monthly recurring revenue. Instead of convincing VCs, we targeted debt funds specializing in tech and structured the deal around their ARR metrics.

The Result: Growth Without Dilution
Secured $3M with repayments at 5% of monthly revenue. The company maintained growth and ownership. Our shortcut: Leverage recurring revenue as collateral instead of physical assets